Fees, billing, and insurance
My fees are designed to be transparent and straightforward. I offer a clear private pay rate for individual and couples therapy, with payment due at the time of service. I do not work within insurance panels, which allows us to focus fully on your goals and needs without limitations on care, however many of my clients receive significant reimbursement from their insurance through Superbills. If you have questions about fees, scheduling, or whether therapy is a good fit, I welcome you to reach out so we can find a time that works for you and discuss next steps.
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My fees range from $180–$200 depending on the exact service. If you have insurance, I provide monthly Superbills that you may submit to your insurance provider for out-of-network reimbursement. Many of my clients reimburse significant fractions (40%-100%) of their bills this way.
I also offer a limited number of reduced-fee therapy spots for lower-income clients who still need support and may not be able to afford the full session rate. Availability for these spots is limited and may vary over time—please inquire if you’d like to learn more.
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Supervision rates are determined on an individual basis and depend on factors such as licensure level, supervision needs, frequency of meetings, and stage of professional development. I encourage prospective supervisees to reach out for an initial consultation so we can discuss your goals, clinical interests, and what you are looking for in supervision.
I am particularly committed to supporting newer clinicians as they begin building their caseloads and professional identity.
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Payment is due at the time of each session and is processed using the card you place on file when you schedule.
If you plan to use out-of-network benefits, I can provide a monthly Superbill upon request. Superbills are receipts you can submit to your insurance provider for possible reimbursement.
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I am an out-of-network provider with all insurance companies, which means I do not bill insurance directly. However, I will provide you with a monthly Superbill that you may submit to your insurance company for potential reimbursement. Many clients are able to receive partial reimbursement—often between 40% and 80% of the session cost—depending on their specific plan and benefits.
Because coverage varies widely, I recommend contacting your insurance provider directly to understand your out-of-network mental health benefits. You may want to ask:
What are my mental health benefits for out-of-network therapy?
What is the reimbursement rate per therapy session?
How many therapy sessions are covered per year?
Do I need any prior authorization or referral from my primary care physician?
This can help you get a clear picture of what your plan covers before starting therapy.
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At Vida Counseling & Wellness, we are out-of-network with insurance providers for several important reasons that support the quality and privacy of your care.
Working outside of insurance allows you the freedom to choose your therapist directly, without needing a referral or prior authorization from a primary care provider. It also gives us the flexibility to focus on the length and pace of therapy that best supports your needs, rather than being limited by session caps or insurance-driven treatment requirements.
Another important aspect is confidentiality. When providers are in-network, insurance companies typically require access to clinical information and diagnoses for billing and approval purposes. By remaining out-of-network, your personal history and therapy content stay more private within the therapeutic relationship.
This structure also allows clinicians to spend their time fully focused on client care rather than extensive insurance paperwork.
Many insurance plans still offer partial reimbursement for out-of-network therapy—often between 40% and 80% of session fees, and in some cases more. Upon request, we provide a monthly Superbill that you can submit directly to your insurance provider for potential reimbursement.
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Contact your insurance company to learn about your out-of-network mental health benefits before submitting claims.
Helpful Questions to Ask
Does my plan include out-of-network coverage for mental health therapy?
What portion of each therapy session will be reimbursed?
Do I need to satisfy a deductible before reimbursement begins?
What is the process for submitting a superbill?
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You are responsible for paying for your session directly at the time of your appointment.
After payment, I will provide a superbill, usually once each month, that includes the information necessary for insurance reimbursement.
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After receiving your superbill, send it to your insurance company for review.
Online Option: Upload the document through your insurance provider's member portal.
Mail-In Option: Submit the superbill by mail along with any required claim forms.
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If your insurance plan includes out-of-network benefits, you may be eligible for reimbursement.
Common Payment Methods
Direct deposit
Reimbursement check
Typical Processing Time
Most reimbursements are issued within approximately 2–4 weeks, depending on the insurance provider. Many of my clients reimburse 40-80% of their cost, and some receive full coverage, depending on their insurance.
Therapy Insurance Reimbursement Guide: Using a Superbill & Out-of-Network Benefits
